08. The Insurer
The insurance market is the part that does the actual deterring, and it does it before anyone is ever charged.
But Who Would Insure a Criminal?
The objection is not that insurers would refuse. It is that in most jurisdictions they are forbidden. The answer is that a bounty is not a punishment for intentional harm, and the industry already has the machinery for exactly this.
Is the Quiet World Stable?
This site's central line is that shifting the Nash equilibrium is easier than solving alignment. It describes the equilibrium it wants to leave in detail and the one it would arrive at almost not at all. Four players, checked one at a time for a profitable unilateral deviation.
Should X-Risk Liability Insurance Be Voluntary or Mandatory?
Mandatory coverage fixes the judgment-proof problem and quietly hands private insurers the power to decide who may do frontier research. I think there is a third option, and I no longer think this fork is a coin flip.